Most of it you can’t see from the ground. We walk the whole property, documents every point of damage, and gives you a written report. Your insurance company needs that report. You need it before the claim window closes.
Hail damage looks minor from the street. A few dents, some marks. Most homeowners file nothing and move on. Two winters later the repair bill arrives — and the claim window is already closed.
Partial replacement after a hailstorm runs $800–$2,500 and your insurance covers it. Leave it one winter and water gets under the decking. By the time you see a ceiling stain, you’re past what insurance will touch. You’re at $8,000–$14,000 out of pocket.
Covered now: $800–$2,500 | Out of pocket later: $8,000–$14,000+Calgary freezes that moisture in October. It expands, pulls the panel, and the OSB behind it has been wet since August. What started as a surface hit becomes wall remediation at $4,000–$12,000. The siding was covered. The structure behind it won’t be.
Covered now: siding replacement | Not covered later: structural remediationA dented gutter doesn’t drain. All fall, water runs beside your foundation. Foundation repair in Calgary starts at $20,000. Home insurance covers the gutter. It doesn’t cover what the water did to the concrete after.
Covered now: gutter repair | Not covered later: foundation repair $20,000+Moisture and animals get in through gaps that small. Wet insulation loses half its R-value. Your heating bill goes up $150–$200 a month and you won’t know why until someone goes into the attic. The soffit fix was $400.
Covered now: soffit repair ~$400 | Hidden cost: $1,800+/yr in heatingHail splits the surface finish on deck boards. Water sits in those cracks through September. October it freezes and the board splits through. A board swap runs $300–$600 now. A full deck rebuild runs $8,000–$20,000 in two years.
Now: $300–$600 | Two years from now: $8,000–$20,000Hail chips the finish on cedar and composite. Water gets into the grain. By spring the boards are splitting at every point water froze. A fence repair now runs $400–$800. A full replacement runs $3,000–$8,000 depending on length.
Now: $400–$800 | Full replacement: $3,000–$8,000Roof
Every shingle, flashing, valley, ridge cap, and eavestrough. Granule loss documented. Impact points photographed.
Siding
Every panel, every elevation. Dents, cracks, and compromised seals that moisture will find before you do.
Gutters & Downspouts
Dents, alignment, drainage. Every point where water stops moving properly.
Fascia & Soffits
Paint failure, rot, gaps. The spots that create moisture and animal problems before anyone notices.
Deck
Surface damage, structural integrity, boards, railings. What’s cosmetic and what will split by spring.
Fence
Finish damage, post integrity, gates. What the storm did and what winter will finish off.
Fill out the form. We call you directly, usually same day. You pick a time that works.
Full exterior. Photos of every damage point. Takes about an hour. You don’t need to be on the roof.
Everything documented in writing. You give it to your adjuster. Whether TD does the work or not, the report is yours. Free either way.
We come to you. Walks the whole property. Gives you the written report your adjuster needs. Free, no obligation, same week.
Free. Written report. No pressure. We call you directly.